The object of the game:

Bet which of two hands, the Banker or the Player, will come closest to 9. The value 10 cards have value 0 in this game. Aces always equal 1.

If the cards dealt total more than 9, they aquire the value of the second digit. For example, a total of 17 would be equal to a total of 7.

The dealer deals an initial four cards alternately, two to the Banker and two to the Player. The dealer announces the total for each, and calls for a third card if necessary. Losing bets are collected, winning bets are paid even money.

Players may also bet that the hands will result in a tie. So generally speaking, Bacarrat is a simple contest between two sides:
Punto (Player) and
Banco (Banker)
It is dealt by either a Player or by the Dealer, drawing the cards from a shoe.

The cards are given point values as follows :
Ace = 1

2-9 = card value

10 and face cards = 0

The dealer will call the cards total (e.q. “5 to the Player, 3 to the Banker“) and the nearest to 9 will be declared the winning hand.

Any player may wager with the bank (Banco) or against the Bank (Punto/Player) at any time but may not wager on both.

When all required cards have been drawn, the hand nearest to 9 will be declared the winning hand, all bets not associated with this hand will be lost to the House.

The game is played strictly in accordance with the following tableau below:

Player Having    
Baccarat (0) -1-2-3-4-5   draws
6-7   stands
8-9   a natural winner
Bank Having Draws when giving Stands when giving
3 0-1-2-3-4-5-6-7-9 8
4 2-3-4-5-6-7 0-1-8-9
5 4-5-6-7 0-1-2-3-8-9
7 Stands Stands
8-9 Natural Winner Natural Winner